4012 Mobile Hwy
Montgomery, AL 36108
334-284-3973
Site Menu
Inventory
Apply Online
What You Need
What We Offer
Where We Are
Make Payments
Our Store
Testimonials
Contact Us
Meet Our Staff
About Us
Facebook
APPLY FOR CREDIT
English
|
Español
Note: Changing the language will refresh the page and clear the form.
Nota: Al cambiar el idioma, actualizará la página y borrará el formulario.
Applicant Information
First Name:
Middle Name:
Last Name:
Address 1:
Address 2:
City:
State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Zip:
Social Security:
Date of Birth:
Drivers License Number:
Drivers License State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Drivers License Exp:
Mobile Phone:
Home Phone:
Email:
Time at Residence:
Years:
0 Years
1 Years
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12+ Years
Months:
0 Months
1 Months
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
Residence Type:
Rent
Own
Living with Family
Military Housing
Other
Rent/Mortgage:
Applicant Employment Information
Employer:
Employer Type:
Full-Time
Part-Time
Temporary
Fixed Income
Self-Employed
Cash Income
Monthly Income:
Occupation:
Address 1:
Address 2:
City:
State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Zip:
Work Phone:
Time on Job:
Years:
0 Years
1 Years
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12+ Years
Months:
0 Months
1 Months
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
Do you have a co-buyer?
Add Co-Buyer
Remove Co-Buyer
Co-Buyer Information
First Name:
Middle Name:
Last Name:
Address 1:
Address 2:
City:
State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Zip:
Social Security:
Date of Birth:
Drivers License Number:
Drivers License State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Drivers License Exp:
Mobile Phone:
Home Phone:
Email:
Time at Residence:
Years:
0 Years
1 Years
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12+ Years
Months:
0 Months
1 Months
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
Residence Type:
Rent
Own
Living with Family
Military Housing
Other
Rent/Mortgage:
Co-Buyer Employment Information
Employer:
Employer Type:
Full-Time
Part-Time
Temporary
Fixed Income
Self-Employed
Cash Income
Monthly Income:
Occupation:
Address 1:
Address 2:
City:
State:
AB
AL
AK
AZ
AR
BC
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MB
MI
MN
MS
MO
MT
NB
NC
ND
NE
NH
NJ
NL
NM
NS
NT
NU
NV
NY
OH
OK
ON
OR
PA
PE
PR
QC
RI
SC
SD
SK
TN
TX
UT
VT
VA
WA
WV
WI
WY
YT
Zip:
Work Phone:
Time on Job:
Years:
0 Years
1 Years
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12+ Years
Months:
0 Months
1 Months
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
Vehicle Information
Vehicle To Finance:
Select Vehicle to Finance
2018 Chevrolet Malibu LT GRAY FWD Automatic Sedan 1.5L 125333A 4 Cylinders - 125333A
2017 Nissan Sentra SL SILVER FWD CVT Sedan 1.8L 243065 4 Cylinders - 243065
2017 Nissan Sentra SL BLACK FWD CVT Sedan 1.8L 269131 4 Cylinders - 269131
2017 Dodge Journey SE BLACK FWD Automatic SUV 2.4L 577618 4 Cylinders - 577618
2017 Chrysler 200 LX GRAY FWD Automatic Sedan 2.4L 509365 4 Cylinders - 509365
2016 Chevrolet Impala LT SILVER FWD Automatic Sedan 3.6L 132467 6 Cylinders - 132467
2016 Chevrolet Impala Limited LTZ Fleet BLACK FWD Automatic Sedan 3.6L 135229 6 Cylinders - 135229
2015 Nissan Armada SV 4WD GRAY 4WD Automatic SUV 5.6L 611466 8 Cylinders - 611466
2015 Nissan Altima 2.5 SILVER FWD CVT Sedan 2.5L 482909 4 Cylinders - 482909
2015 Chrysler 200 S BLUE FWD Automatic Sedan 3.6L 519076A 6 Cylinders - 519076A
2015 Chrysler 200 C GRAY FWD Automatic Sedan 3.6L 613521 6 Cylinders - 613521
2015 Chevrolet Malibu 2LT BLACK FWD Automatic Sedan 2.5L 124983 4 Cylinders - 124983
2015 Chevrolet Cruze 1LT Auto WHITE FWD Automatic Sedan 1.4L 255516 4 Cylinders - 255516
2015 Chevrolet Cruze 1LT Auto BLUE FWD Automatic Sedan 1.4L 239583 4 Cylinders - 239583
2014 Nissan Altima 2.5 BROWN FWD CVT Sedan 2.5L 123116B 4 Cylinders - 123116B
2014 Lincoln MKS FWD BLACK FWD Automatic Sedan 3.7L 611437A 6 Cylinders - 611437A
2014 Kia Rio LX Not Specified FWD Manual Sedan 1.6L 414210 4 Cylinders - 414210
2014 Dodge Journey SE BLUE FWD Automatic SUV 2.4L 284276 4 Cylinders - 284276
2014 Dodge Dart SXT BLACK FWD Automatic Sedan 2.4L 919317 4 Cylinders - 919317
2014 Chrysler 200 Touring WHITE FWD Automatic Sedan 3.6L 152722B 6 Cylinders - 152722B
2014 Chrysler 200 Touring WHITE FWD Automatic Sedan 3.6L 114715A 6 Cylinders - 114715A
2014 Chrysler 200 Touring SILVER FWD Automatic Sedan 3.6L 144809 6 Cylinders - 144809
2014 Chevrolet Malibu 2LT SILVER FWD Automatic Sedan 2.5L 226358 4 Cylinders - 226358
2014 Chevrolet Malibu 1TZ BLUE FWD Automatic Sedan 2.5L 275699B 4 Cylinders - 275699B
2014 Chevrolet Impala Limited LS SILVER FWD Automatic Sedan 3.6L 176688 6 Cylinders - 176688
2014 Chevrolet Impala Limited LS SILVER FWD Automatic Sedan 3.6L 168359 6 Cylinders - 168359
2014 Chevrolet Cruze 1LT Auto BLACK FWD Automatic Sedan 1.4L 444563 4 Cylinders - 444563
2013 Nissan Maxima S WHITE FWD Automatic Sedan 3.5L 839333A 6 Cylinders - 839333A
2013 Nissan Altima 2.5 RED FWD CVT Sedan 2.5L 199051 4 Cylinders - 199051
2013 Kia Sorento LX 2WD SILVER FWD Automatic SUV 2.4L 424702 4 Cylinders - 424702
2013 Kia Sorento LX 2WD BLACK FWD SUV 2.4L 349237A 4 Cylinders - 349237A
2013 Dodge Dart SXT GRAY FWD Automatic Sedan 1.4L 149403A 4 Cylinders - 149403A
2013 Dodge Dart LIMITED BLACK FWD Automatic Sedan 1.4L 290540 4 Cylinders - 290540
2013 Chrysler 200 Touring SILVER FWD Automatic Sedan 2.4L 764822 4 Cylinders - 764822
2013 Chrysler 200 LX SILVER FWD Automatic Sedan 3.6L 728352B 6 Cylinders - 728352B
2013 Chevrolet Cruze 1LT Auto Not Specified FWD Automatic Sedan 1.4L 217759 4 Cylinders - 217759
2012 Nissan Altima 2.5 S GRAY FWD CVT Sedan 2.5L 570210A 4 Cylinders - 570210A
2012 Nissan Altima 2.5 S BLACK FWD CVT Sedan 2.5L 571489 4 Cylinders - 571489
2012 Jeep Patriot Limited 4WD WHITE 4WD CVT SUV 2.4L 512851 4 Cylinders - 512851
2012 Hyundai Accent SE 5-Door RED FWD Automatic Hatchback 1.6L 050191 4 Cylinders - 050191
2012 Dodge Journey SXT GRAY FWD Automatic SUV 3.6L 174234 6 Cylinders - 174234
2012 Chrysler 200 Limited BLACK FWD Automatic Sedan 3.6L 184532A 6 Cylinders - 184532A
2012 Chevrolet Malibu Fleet WHITE FWD Automatic Sedan 2.4L 393999A 4 Cylinders - 393999A
2012 Chevrolet Impala LS (Fleet) Not Specified FWD Automatic Sedan 3.6L 310843 6 Cylinders - 310843
2012 Chevrolet Cruze 2LS BLUE FWD Automatic Sedan 1.8L 311864 4 Cylinders - 311864
2011 Volvo XC90 3.2 WHITE FWD Automatic SUV 3.2L 569966A 6 Cylinders - 569966A
2011 Toyota Camry Base 6-Spd AT SILVER FWD Automatic Sedan 2.5L 136361A 4 Cylinders - 136361A
2011 Toyota Camry Base 6-Spd AT BLACK FWD Automatic Sedan 2.5L 676682A 4 Cylinders - 676682A
2011 Subaru Legacy 2.5i WHITE AWD Automatic Sedan 2.5L 256543A 4 Cylinders - 256543A
2011 Nissan Altima 2.5 S SILVER FWD CVT Sedan 2.5L 112082A 4 Cylinders - 112082A
2011 Kia Soul + GREEN FWD Automatic Wagon 2.0L 298413 4 Cylinders - 298413
2011 Hyundai Genesis 3.8L SILVER RWD Automatic Sedan 3.8L 131599 6 Cylinders - 131599
2011 Honda Accord SE Sedan AT BLACK FWD Automatic Sedan 2.4L 098373 4 Cylinders - 098373
2011 Honda Accord EX-L V-6 Sedan AT WHITE FWD Automatic Sedan 3.5L 003271B 6 Cylinders - 003271B
2011 Honda Accord EX-L Coupe AT WHITE FWD Automatic Coupe 2.4L 010405 4 Cylinders - 010405
2011 Dodge Avenger Mainstreet WHITE FWD Automatic Sedan 3.6L 586554A 6 Cylinders - 586554A
2011 Chevrolet Malibu LS BLACK FWD Automatic Sedan 2.4L 255450 4 Cylinders - 255450
2011 Chevrolet Malibu 1LT WHITE FWD Automatic Sedan 2.4L 379375B 4 Cylinders - 379375B
2011 Chevrolet Malibu 1LT BLACK FWD Automatic Sedan 2.4L 201286 4 Cylinders - 201286
2011 Chevrolet Cruze 2LS BLACK FWD Automatic Sedan 1.8L 118831 4 Cylinders - 118831
2011 Acura MDX 6-Spd AT w/Tech Package GRAY AWD Automatic SUV 3.7L 507218 6 Cylinders - 507218
2010 Kia Rio LX TAN FWD Automatic Sedan 1.6L 629810 4 Cylinders - 629810
2010 Hyundai Accent GLS 4-Door BLUE FWD Automatic Sedan 1.6L 517564 4 Cylinders - 517564
2010 Honda Civic LX-S Sedan 5-Speed AT MAROON FWD Automatic Sedan 1.8L 006634A 4 Cylinders - 006634A
2010 Honda Accord LX-P Sedan AT GRAY FWD Automatic Sedan 2.4L 162856B 4 Cylinders - 162856B
2010 Honda Accord EX coupe AT BLUE FWD Automatic Coupe 2.4L 019314 4 Cylinders - 019314
2010 Ford Fusion SEL WHITE FWD Automatic Sedan 2.5L 163402B 4 Cylinders - 163402B
2010 Ford Edge Limited FWD SILVER FWD Automatic SUV 3.5L B16524A 6 Cylinders - B16524A
2010 Dodge Charger Base BLACK RWD Automatic Sedan 5.7L 203443 8 Cylinders - 203443
2010 Chevrolet Malibu LS BLACK FWD Automatic Sedan 2.4L 193203A 4 Cylinders - 193203A
2010 Chevrolet Impala LT WHITE FWD Automatic Sedan 3.5L 233037 6 Cylinders - 233037
2010 Chevrolet Impala LT GOLD FWD Automatic Sedan 3.5L 135593 6 Cylinders - 135593
2010 Chevrolet Camaro LS Coupe SILVER RWD Automatic Coupe 3.6L 220613 6 Cylinders - 220613
2009 Volvo XC90 3.2 AWD 7-Passenger GREEN AWD Automatic SUV 3.2L 497395 6 Cylinders - 497395
2009 Volvo V50 2.4i SILVER FWD Automatic Wagon 2.4L 486772 5 Cylinders - 486772
2009 Volvo V50 2.4i GRAY FWD Automatic Wagon 2.4L 471622A 5 Cylinders - 471622A
2009 Toyota Camry SE 5-Spd AT GOLD FWD Automatic Sedan 2.4L 847549 4 Cylinders - 847549
2009 Toyota Camry SE 5-Spd AT BLACK FWD Automatic Sedan 2.4L 393013 4 Cylinders - 393013
2009 Subaru Impreza 2.5i 4-Door BLUE AWD Automatic Sedan 2.5L 513553C 4 Cylinders - 513553C
2009 Nissan Altima 2.5 BLUE FWD CVT Sedan 2.5L 507017A 4 Cylinders - 507017A
2009 Ford Fusion V6 SEL AWD BLUE AWD Automatic Sedan 3.0L 148422B 6 Cylinders - 148422B
2009 Dodge Charger SXT GRAY RWD Automatic Sedan 3.5L 573771A 6 Cylinders - 573771A
2008 Volvo XC70 Cross Country WHITE AWD Automatic Wagon 3.2L 016254A 6 Cylinders - 016254A
2008 Volvo XC70 Cross Country RED AWD Automatic Wagon 3.2L 025334A 6 Cylinders - 025334A
2008 Volvo S40 2.4i WHITE FWD Automatic Sedan 2.4L 395285A 5 Cylinders - 395285A
2008 Toyota Camry XLE SILVER FWD Automatic Sedan 2.4L 225674A 4 Cylinders - 225674A
2008 Toyota Camry XLE GRAY FWD Automatic Sedan 2.4L 024839A 4 Cylinders - 024839A
2008 Nissan Maxima SE WHITE FWD CVT Sedan 3.5L 828844A 6 Cylinders - 828844A
2008 Nissan Armada SE 2WD BLUE RWD Automatic SUV 5.6L 604622 8 Cylinders - 604622
2008 Nissan Altima 2.5 BLACK FWD CVT Sedan 2.5L 222640A 4 Cylinders - 222640A
2008 Hyundai Santa Fe GLS WHITE FWD Automatic SUV 2.7L 211572 6 Cylinders - 211572
2008 Honda Accord EX-L V-6 Sedan AT WHITE FWD Automatic Sedan 3.5L 031989A 6 Cylinders - 031989A
2008 Honda Accord EX-L V-6 Sedan AT BLACK FWD Automatic Sedan 3.5L 079676 6 Cylinders - 079676
2008 Chrysler PT Cruiser Touring Edition WHITE FWD Automatic Wagon 2.4L 115946B 4 Cylinders - 115946B
2007 Toyota Camry XLE GOLD FWD Sedan 2.4L 175709A 4 Cylinders - 175709A
2007 Toyota Camry XLE GOLD FWD Automatic Sedan 2.4L 063734 4 Cylinders - 063734
2007 Nissan Murano SL 2WD SILVER FWD CVT SUV 3.5L 502058A 6 Cylinders - 502058A
2007 Hyundai Tucson GLS 2.0 2WD GRAY FWD Automatic SUV 2.0L 557590A 4 Cylinders - 557590A
2007 Hyundai Accent GS 3-Door BLUE FWD Automatic Hatchback 1.6L 026643 4 Cylinders - 026643
2007 Honda Odyssey EX-L GRAY FWD Automatic Van-Minivan 3.5L 103807A 6 Cylinders - 103807A
2007 Honda CR-V EX-L 2WD AT SILVER FWD Automatic SUV 2.4L 073801 4 Cylinders - 073801
2007 Honda Civic EX sedan AT SILVER FWD Automatic Sedan 1.8L 142435 4 Cylinders - 142435
2007 Honda Accord EX-L Sedan AT SILVER FWD Automatic Sedan 2.4L 150290B 4 Cylinders - 150290B
2007 GMC Yukon XL SLE-1 1/2 Ton 2WD LTBLUE RWD Automatic SUV 5.3L 285353 8 Cylinders - 285353
2007 Ford Mustang V6 Deluxe Coupe RED RWD Automatic Coupe 4.0L 290407A 6 Cylinders - 290407A
2007 Ford Explorer Limited 4.0L 4WD WHITE 4WD Automatic SUV 4.0L B86275A 6 Cylinders - B86275A
2006 Nissan Sentra 1.8 BLUE FWD Automatic Sedan 1.8L 597366A 4 Cylinders - 597366A
2006 Mercury Grand Marquis GS MAROON RWD Automatic Sedan 4.6L 601199 8 Cylinders - 601199
2006 Lincoln Zephyr Base BLACK FWD Automatic Sedan 3.0L 634001B 6 Cylinders - 634001B
2006 Kia Spectra5 Base RED FWD Automatic Hatchback 2.0L 238900 4 Cylinders - 238900
2006 Kia Sorento EX 2WD WHITE RWD Automatic SUV 3.5L 634872A 6 Cylinders - 634872A
2006 Hyundai Tucson GL 2.0 2WD BEIGE FWD Automatic SUV 2.0L 249385 4 Cylinders - 249385
2006 Honda Odyssey EX-L w/ DVD WHITE FWD Automatic Van-Minivan 3.5L 435306 6 Cylinders - 435306
2006 Honda Civic LX Sedan AT RED FWD Automatic Sedan 1.8L 101853A 4 Cylinders - 101853A
2006 GMC Envoy SLE 2WD SILVER RWD Automatic SUV 4.2L 115320A 6 Cylinders - 115320A
2006 Chevrolet Impala SS WHITE FWD Automatic Sedan 5.3L 153226B 8 Cylinders - 153226B
2005 Toyota Highlander Limited V6 4WD BLUE AWD Automatic SUV 3.3L 110884 6 Cylinders - 110884
2005 Toyota Camry LE BLUE FWD Automatic Sedan 2.4L 954234 4 Cylinders - 954234
2005 Mercury Mountaineer Convenience 4.0L 2WD TAN RWD Automatic SUV 4.0L J07388 6 Cylinders - J07388
2005 Hyundai Santa Fe GLS 3.5L 4WD BROWN 4WD Automatic SUV 3.5L 028752A 6 Cylinders - 028752A
2005 Honda CR-V LX 2WD AT BLACK FWD Automatic SUV 2.4L 304227 4 Cylinders - 304227
2005 GMC Envoy SLE 2WD WHITE RWD Automatic SUV 4.2L 140069A 6 Cylinders - 140069A
2005 Ford Five Hundred SE SILVER FWD Automatic Sedan 3.0L 125453A 6 Cylinders - 125453A
2005 Dodge Grand Caravan SE GOLD FWD Automatic Van-Minivan 3.3L 230264 6 Cylinders - 230264
2004 Toyota Highlander Limited V6 2WD SILVER FWD Automatic SUV 3.3L 019578A 6 Cylinders - 019578A
2004 Nissan Sentra 1.8 WHITE FWD Automatic Sedan 1.8L 839178 4 Cylinders - 839178
2004 Lincoln LS V6 Luxury WHITE RWD Automatic Sedan 3.0L 670471A 6 Cylinders - 670471A
2004 Hyundai Elantra GT 5-Door MAROON FWD Automatic Hatchback 2.0L 102812A 4 Cylinders - 102812A
2004 GMC Yukon 2WD SILVER RWD Automatic SUV 4.8L 241604 8 Cylinders - 241604
2004 Chevrolet Suburban 1500 2WD SILVER RWD Automatic SUV 5.3L 112330B 8 Cylinders - 112330B
2003 Toyota Highlander 2WD GREEN FWD Automatic SUV 2.4L 056218 4 Cylinders - 056218
2003 Kia Sedona EX WHITE FWD Automatic Van-Minivan 3.5L 364737A 6 Cylinders - 364737A
2003 Honda CR-V LX 2WD SILVER FWD Automatic SUV 2.4L 009667 4 Cylinders - 009667
2003 Acura TL 3.2TL GOLD FWD Automatic Sedan 3.2L 091587B 6 Cylinders - 091587B
Stock Number:
Year:
Make:
Model:
Trim:
Vin:
Mileage:
Additional Comments
ACKNOWLEDGMENT AND CONSENT:
I certify that the above information is complete and accurate to the best of my knowledge. Creditors receiving this application will retain the application whether or not it is approved. Creditors may rely on this application in deciding whether to grant the requested credit. False statements may subject me to criminal penalties. I authorize the creditors to obtain credit reports about me on an ongoing basis during this credit transaction and to check my credit and employment history on an ongoing basis during the term of the credit transaction. If this application is approved, I authorize the creditor to give credit information about me to its affiliates.
ACKNOWLEDGMENT AND CONSENT:
I hereby consent to receive text messages or phone calls from or on behalf of the dealer or their employees to the mobile phone number I provided above. By opting in, I understand that message and data rates may apply. This acknowledgement constitutes my written consent to receive text messages to my cell phone and phone calls, including communications sent using an auto-dialer or pre-recorded message. You may withdraw your consent at any time by texting "STOP".
Submit Credit App
Text Us
Text us
×
Close
First Name
Last Name
Mobile Phone
Comments
ACKNOWLEDGMENT AND CONSENT:
I hereby consent to receive text messages or phone calls from or on behalf of the dealer or their employees to the mobile phone number I provided above. By opting in, I understand that message and data rates may apply. This acknowledgement constitutes my written consent to receive text messages to my cell phone and phone calls, including communications sent using an auto-dialer or pre-recorded message. You may withdraw your consent at any time by texting "STOP".